How To Save Money: 3 Tips to Cutting Your Spending Today

Money is stressful and it is even more so if you’re bouncing from paycheck to paycheck.

Before going to the payday loan or your parents, there are a few things you can do to bring your financial house in order.

1) Watch the small purchases. Whether it is a coffee today or that extra glass of wine after a long, those small purchases add up.

I like my coffee as much as anyone, but home brew tastes just the same as the coffee from the café and costs a fraction.

2) Cook at least one more time a week. I love Chinese take-out as much as the next person, but making a home cooked meal is not only healthier for you, it will benefit your pocket book in ways you couldn’t even imagine.

A simple cooked meal of a vegetable, a starch, and meat is easily less expensive than any take out meal. Sure you’ll have dishes afterwards but you’ll save a few bucks and know that you made the meal yourself.

3) Cut the cable. This one is hard and painful, but it’s a luxury. You can get most of your television shows online, or you might have to wait a week for them to come off Hulu+, but it will save you $30-50 a month.

All these tips are simple and can be painfully tough. Building the life you really want, with real luxury and a comfortable retirement requires just a little sacrifice today for bigger dreams tomorrow.

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